Phone pay Personal Loan

By | January 22, 2024

Phone pay personal loan : Hello friends, now a days many people are getting personal loan through phone pay application. And in that case, if you also get the information to get a personal loan through phone pay, then you can also easily get a personal loan through it. The process of getting a personal loan through Phonepe app is quite simple but as individuals do not know about it, they are unable to get the loan.

Although the main use of this phone pay application comes to make online transactions, many individuals use this application for their other needs as well. Because it also provides other facilities. Through this article we will get the information about the facility of loan and how to get personal loan through phone pay. So let’s know in detail how to get personal loan through phone pay application.

Phone Pay Personal Loan | Phone Pay Personal Loan

First let us tell you that direct loan cannot be availed through phone pay. Because this application does not give loans but the phone has mobile applications of other third party companies through which loans can be obtained. You can easily get a personal loan and get another loan under it. You can get a personal loan from Rs 10000 to Rs 5 lakh through the Phonepe app. So you can apply for the loan amount as per your requirement. And you can talk it directly into your bank account and then pay that amount as per time with interest rate.

ફોન પે દ્વારા લોન કેવી રીતે મેળવવી

  • સૌપ્રથમ ફોન પે એપ્લિકેશનના હોમપેજ પર જાઓ.
  • અહીં તમને સ્પોન્સર લિંકમાં લોન એપ્લિકેશન જોવા મળશે. સમય સમય પર જુદી જુદી એપ્લિકેશન અહીં નજર આવે છે.
  • લોન એપ્લિકેશન ની પસંદગી કરીને તેની ઉપર ક્લિક કરો.
  • હવે અહીં માંગવામાં આવેલી માહિતી ભરો.
  • જરૂરી દસ્તાવેજ અને તમારો પાસપોર્ટ સાઇઝ ફોટો સ્કેન કરી અપલોડ કરો.
  • લોનની રકમ વ્યાજદર તમામ માહિતી તમારી સ્ક્રીન પર જોવા મળશે.
  • હવે આગળની પ્રક્રિયા પૂર્ણ કરી કમ્પ્લીટ કરશો.
  • હવે લોન ની રકમ તમને આપી દેવામાં આવશે.

Personal Loan Interest Rate

You will be given a minimum of 3 months and a maximum of 5 years to repay the personal loan. However, the personal loan repayment time varies in different applications. And if we talk about the interest rate, it is 16% to 39% per annum. Whenever you apply for a loan by selecting any loan finance company application through the Phone Pay application, at that time you will see the time limit, interest rate, processing fee etc. information clearly on the screen. And after keeping this in mind apply for a personal loan.

How many applications can get a loan through Phone Pay?

As we told you earlier, you don’t get direct loan through phone pay. Through Phonepe app you can get different personal loan branch international app, credit b app, smart coin and other apps through which you can easily take loan. You will need PAN card, Aadhaar card and passport size photo etc. to avail the loan. You will be given a personal loan on the basis of this document.

How to get loan through phone pay

  • First go to the homepage of Phone Pay app.
  • Here you will find loan application in sponsor link. Different applications appear here from time to time.
  • Select the loan application and click on it.
  • Now fill the information asked here.
  • Scan and upload the required document and your passport size photo.
  • Loan amount interest rate all information will be seen on your screen.
  • Now complete the next process.
  • Now the loan amount will be given to you.

The process of getting a loan through Phone Pay is slightly different through different applications, so we cannot give you exact step-by-step information. But by getting the information given above you can easily apply for a personal loan.

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