Without Income Proof Loan 2024

By | April 15, 2024

Without Income Proof Loan 2024: Get a personal loan up to two lakh rupees without any proof of income

#loan. Personal Loan. Personal Loan 2024. Personal Loan eligibility. Loan In India

 

Without income proof loan 2024 : Hello friends, if someone wants financial help then all the banks are giving them Personal Loan through which their requirements are fulfilled. And let us tell you that applying for Personal Loan is an easy process. Since Personal Loans are secured, the bank and the person you take the loan from will want proof of income.

But today we will tell you through this article that even if you don’t have proof of income or don’t want to show them your bank account, you can get a personal loan. We will inform you through this article how to get a loan without any income proof and how to apply, the required documents eligibility criteria etc.

Without Income Proof Loan 2024 Highlight

Name of the post Without Income Proof Loan 2024
Language Gujarati
category Loan
Total App 5
Amount receivable 5 lakhs onwards

Let us tell you that the income certificate is an important document of that person and is asked by the bank when you take a personal loan. Government employees as well as private employed persons who are getting monthly salary can show their salary slip to get Personal Loan but other persons or employees who are not employed and are self employed do not have income certificate.

They do not have any such evidence to get a personal loan
and due to this there is a possibility of such persons not getting a personal loan. But in nbfc you can get personal loan even without income proof. These companies are registered with the Reserve Bank of India.

No Income Proof Loan Features. No Income Proof Loan Features

Companies provide Personal Loan to their users through online medium without going to their branch.
These companies provide personal loan from ₹ 1 to 5 lakh without income certificate.
But these companies pay higher interest rate than other banks maximum 38%.

And also the interest rate depends on your CIBIL score.
And along with that you have to pay an additional 3% processing charge and GST.

Without Income Proof Loan 2024 Eligibility

  1. Candidate should be a native citizen of India.
  2. His minimum age should be 21 years.
  3. Their CBIEL score must be correct above fifty.
  4. The beneficiary should have a regular source of income.

Without Income Proof Loan 2024 Required Documents

  • aadhar card
  • PAN Card
  • Mobile number should be linked with Aadhaar card.
  • Bank Passbook
  • Any bank account should have savings.
  • Last six months bank statement

Application giving loan without proof of income

Kredit Bee : Currently this is one of the most talked about and famous mobile app in India which is also available in play store. Through this application you can take a personal loan up to two lakh rupees.

Paytm : This application is mostly used for doing online transactions. But paytm application has all other lenders who offer different offers. Through which you can get personal loan through paytm as well.

Smart Coin: Through this application you can take personal loan up to ₹1,00,000 in just a few minutes.

No Income Proof Loan Application Process

If you want to take a personal loan online using your mobile application, then follow the instructions below.

  • First download any mobile application.
  • In which it will be good to download this application from play store or App Store in your phone .
  • Enter the required mobile number and captcha code here and get the OTP .
  • Complete the bank information and required document details to do Instant KYC
  • Now you will see the loan offer by the company.
  • If you want to take that loan then click on submit .
  • The loan amount will be transferred to your bank account after approval.

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