SBI Credit Card Apply Online

By | March 14, 2024

SBI Card is a leading credit card issuer in India offering credit cards with benefits across multiple categories. SBI Simply Save, SBI Simply Click, Cashback SBI Card, SBI Card ELITE and BPCL SBI Card are some of the most popular SBI credit cards. Since each card is focused on unique individual need such as shopping, travel, fuel, groceries, etc., choosing the right card could be confusing. To help you make an informed decision, here we have listed the top SBI credit cards. You can compare and apply for select SBI Credit Cards at Paisabazaar.

Apply for SBI Credit Cards Online

With SBI credit cards, you can earn reward points and cashback and avail other benefits such as complimentary lounge access and memberships, discounted movie tickets, co-branded privileges, etc. Here is the list of best SBI Credit Cards in February 2024 based on their features and benefits.

Apart from the above-mentioned popular credit cards , SBI Card also offers some other credit cards ranging from entry-level to premium. These are listed below:

SBI CREDIT CARDS

SBI has established itself as a highly reliable entity in the Indian banking industry. Since 1998, it has consistently provided exceptional credit card services to its customers. Currently, SBI cards have surpassed the milestone of 10 million issued cards. Whether it’s for shopping or travel, SBI credit cards cater to the diverse needs of its diverse customers spread across the nation.

BENEFITS OF SBI CREDIT CARDS

  • Avail Cashbacks & discounts in the travel, dining, and shopping sectors.
  • Entitles to e-vouchers from branded retailers.
  • Avail SBI Life insurance perks like Sampoorn Cancer Suraksha.
  • Earn Reward Points for every purchase.
  • Exchange the points earned for gifts.

 

Eligibility for SBI Credit Cards

  • You must be between 18–70 years of age.
  • An Indian citizen.
  • A strong CIBIL score is essential.
  • Proof of a consistent monthly income

DOCUMENTS REQUIRED TO APPLY

  • A passport-sized colour photograph.
  • Ration card, utility bill, or other proof of address
  • Voter ID, driver’s license as Photo ID proofs
  • Attested consent form.

Benefits of SBI Credit Cards

As mentioned above, different SBI cards come with different features and benefits. However, some common benefits are applicable to each SBI credit card.

Add-on Cards– With your primary credit card, you can avail add-on cards for your spouse, parents or children above the age of 18 years. Such cards usually come with the same benefits as primary cards.

Encash Facility– Cardholders can avail instant cash using Encash Facility and pay off in easy instalments of up to 48 months. Encash offer is given over and above the existing credit limit of the user whereas Encash Inline is given within the existing credit limit.

Flexipay Feature– You can convert big purchases into easy EMIs, using SBI Card’s Flexipay feature. Choose from a tenure of 3, 6, 9, 12, 18 or 24 months to convert transactions above Rs. 2,500 made during the last 30 days.

Balance Transfer– If you have high balances on other bank credit cards and find it difficult to pay off, you can transfer the balance to your SBI credit card and save on the finance charges. Balance transfers also carry interest but it will be much lower than the finance charges applicable on revolving balances.

Overlimit Facility– You can also spend more than your available limit by using the overlimit facility on your SBI Credit Card. However, overlimit charges will be applicable.

Automated Utility Bill Payment– To manage all your utility bill payments, you can set standing instructions on your SBI Card. This is known as Easy Bill Pay feature.

Insurance Cover– Some SBI Credit Cards, particularly premium cards, also offer complimentary insurance covers such as air accident insurance cover, overseas hospitalization cover and more.

Easy Access via SBI Card Mobile App– SBI credit cardholders can manage their credit cards with ease on the SBI Card Mobile App. They can make SBI credit card payment, check statement, unbilled transactions, use the additional services like Encash, Flexipay, etc.

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