Notification for recruitment of 1025 Specialist Officers (Credit Officer, Forex Manager, Cyber Security Manager and Cyber Security Senior Manager) is released officially by the Punjab National Bank. Candidates may apply between 7 and 25 February 2024, to get more details about it stay tuned.
- PNB Global Gold Credit Card: Can be used for shopping, dining, and travel. Cardholders earn one reward point for every Rs 100 spent, which can be redeemed for rewards.
- PNB Pre-Qualified Credit Card (PQCC): Available to salaried, housing, car, or personal loan borrowers.
- RuPay Platinum Debit Card: Offers access to domestic airport lounges twice per calendar quarter per card.
| Read Notification | Click Here |
| Apply Online | Click Here |
- A credit score of 750 or higher
- A stable source of income, whether salaried or self-employed
- Being between the ages of 21 and 70, or 18 or older if applying for an add-on card or a card against an FD
All PNB credit cards have a free annual fee in the first year, except for the PNB Business Credit Card. All supplementary credit cards have a free annual fee for life.
Credit Score – A long credit history without any defaults leads to a better credit score, which increases the chances of card approval. A credit score of 750+ is considered good to apply for a credit card.
Income Stability – PNB will provide a credit card to customers who have a regular and stable source of income. Customers can be salaried or self-employed.
Loan Enquiries – Every loan or credit card application leads to a hard enquiry on a customer’s credit report. Hard enquiries can lead to a drop in credit scores. Thus it is advised that people don’t apply for multiple loans or credit cards at the same time. There must be a gap of 6 months between credit card applications.
Location- There are some locations where banks do not provide their services, therefore, it is advised that an applicant sees the list of serviceable cities or locations before applying for a credit card.
This is not professional financial advice. Consulting a financial advisor about your particular circumstances is best.
What is a credit card?
A credit card allows a user to purchase goods or services against a loan (credit). A credit card comes with a credit limit against which customers can make purchases.
Where can Punjab National Bank credit cards can be used?
Punjab National Bank credit cards can be used for:
- Cash withdrawal
- Retail purchases
- Online purchases
- Mail Order Purchases
What is an add-on card?
An Add-on card allows customers to share the benefits of a credit card with their immediate family members without getting them a separate credit card. Add-on cards are quick and easy to get. Also, the primary cardholder gets to keep an eye on the transactions made by the add-on cardholder.
