MA YOJANA AND VATSALAYA YOJANA

yMukhyamantri Amrutam “MA”

For people who are living below poverty line & lower income group, an illness not only represents a permanent threat to their income and earning capacity, but in many cases it results in the family falling into a trap of debt. When need to get treatment arises for a poor family they often ignore it because of lack of resources, fearing loss of wages, or they wait till the last moment when it is too late. Health and poverty are interwoven. These families are pushed into a vicious debt poverty cycle due to excessive expenditures arising out of catastrophic health shocks.

To address this key vulnerability faced by the BPL population in the Gujarat, Mukhyamantri Amrutam “MA” Yojana was launched on 4th September, 2012 by Government of Gujarat.

“MA Vatsalya” Yojana

When in the Lower middle class families, critical illness occur and when such families are not included in the definition of BPL so they cannot get free treatment, and they are not able to spend money for critical illness. So, Based on feedback from various stakeholders, the Scheme was extended to “all the families having an annual income Rs.1.20 lakh or below Rs.1.20 lakh per annum names as Mukhyamantri Amrutam Vatsalya” in August 2014.

 On 18/10/2017, the limit of income is been increased from Rs. 1.50 lakh to Rs. 2.50 lakh per annum for “MA Vatsalya” beneficiaries

• All beneficiaries can avail cashless quality medical and surgical treatment for catastrophic illnesses related to:
• Cardiovascular diseases,
• Renal (Kidney) diseases,
• Neurological diseases,
• Burns,
• Poly-Trauma,
• Cancer (Malignancies), and
• Neo-natal (newborn) diseases which covers 628 defined procedures along with their follow ups.

The Sum assured is up to Rs.2,00,000/- per family per annum on a family floater basis.

Rs. 300/- is paid to the beneficiary as transportation charges for every instance of availing treatment from the empanelled hospital.

Benefits to a unit of five members of the family (Head of family, spouse, and three dependents). A newborn is covered as 6th member of the family during that financial year.

For beneficiaries enrolment, Taluka kiosks and Civic Centre kiosks have been established at the Taluka and City civic center Kiosk where beneficiaries can enroll themselves, can get his/her card split, can addition/deletion of family members, and can get a new card in case of lost card. Mobile kiosks are also provided at each district for growingly enrollment.

Now let’s talk about the validity of MA Amrutam Card.

Well, if you read the eligibility for the MA Amrutam vatsalya card you will catch that candidate or beneficiary Must belong to the BPL Category. That means the annual income of the beneficiary of Amurtam yojana should be less then 4 lakh per annum.

To prove that your annual income is less then eligibility income, you have to provide the income certificate.

Now the validity of the income certificate is 3 years. Which means if you have to issue new certificate after 3 years. Now if your income has increased in 3 years then you will get the certificate stating your current increased income.

So after 3 years, if your income has been increased and you are not currently below the poverty line then you are not eligible for the MA Amrutam Vatsalya card according to the new income certificate. That’s why your previous MA Amrutam card is not valid.

So if i summarize all the details, then your MA Amrutam card validity is 3 years maximum.

Now as per the rule of government if your income has increased within 3 years of issuing the income certificate then you have to voluntarily announce your income infront of authority and issue a new certificate.

How to check MA Amrutam Card Validity Online ?

Lots of people were asking us questions about the the checking of validity. Their main concern is “is there any way to check the validity of MA Amrutam vatsalya card online ?” and if yes then how to.

Well, we have looked into this matter but we don’t think there’s any way you can check the validity online. You can visit the official portal www.magujarat.com if you want for validity. All you will find i pdf about how you are no longer valid for the MA Card if your income has increased.

If you still are concern that your MA Card is valid or not then you can check the issuing date and if its been 3 years then your validity has expired.

Also you can call the helpline number from the website.

They have toll free contact number which is : Toll Free : 1800-233-1022. You can ask all the questions there about validity of amrutam card and other queries.

If you come to the conclusion that your validity has expired than you can visit the nearest kiosk with your expired MA Card and income certificate and they will renew it. The only thing matters is income certificate stating that you are still currently eligible to take benefits of Amrutam card.

GR for Validity of Mukhyamantri Amrutam Vatsalya Card

There are total 5395795 valid MA card issued till the current date. If you want to contact through email id then you can go to the www.magujarat.com and click on the contact option in the menu bar. There you will find the contact email of bunch of committee members and other authorized persons. You can ask about the validity of your card there.

MA website is www.magujarat.com & Toll free number is 1800-233-1022.

Features of Mukhyamantri Amrutum Yojana

Some of the notable features of Mukhyamantri Amrutum Yojana can be given as follows:

• This scheme offers a sum insured amount of Rs.3 lakh on a floater basis
• Five members of a family can avail the benefits under the scheme.
• There is no cost incurred by beneficiaries as this is a 100% government funded scheme.
• A quick response coded card (QR coded card) is issued to families that avail coverage under this scheme.
• Since this is not an insurance policy, there are no intermediaries involved in the coverage process.The state government transfers the benefit amount through RTGS.
• Complete cashless coverage can be obtained under this scheme as the government bears all costs including treatment expenses, follow-up consultation, medicines, and transportation etc.
• The claim is settled on a paperless basis to make the claim settlement faster.
• The network hospitals empanelled under this scheme include private hospitals, government hospitals, and standalone dialysis centers.
• There is no specific time frame for beneficiary enrollment, and people can sign up for this cover anytime of the year.
• Civic Centre kiosks and Taluka kiosks have been set up for the beneficiaries so that they can enrol themselves or make any additions or deletions under the scheme.
• Mega health camps and General Health camps are set up by public and private empanelled hospitals.

MA CARD તમને મળશે કે નહીં આ રીતે કરો ઑનલાઈન ચૅક, જાણો સંપૂર્ણ હોસ્પિટલ લિસ્ટ

Benefits of Mukhyamantri Amrutum Yojana

Exclusions of Mukhyamantri Amrutum Yojana

There are no specific exclusions listed out under Mukhyamantri Amrutum Yojana. This scheme covers all reasonable medical expenses incurred by the beneficiary and his/her family. However, certain things like cosmetic treatments or non-emergency procedures may not be covered under this scheme.

Claim Procedure

Mukhyamantri Amrutum Yojana comes with a completely cashless process for all expenses involved in hospitalisation. Once a diagnosis is made, the network hospital will seek pre authorisation for the treatment. The beneficiary must provide the identity card issued at the time of subscribing to this cover. The hospital will proceed with the treatment after the approval is obtained.

Once the treatment is over, the hospital will forward all the documents including medical bills, discharge summary, physician certificate, etc. to the company. For smooth and transparent transaction, the claim amount is settled by transferring the amount through RTGS.

Awards won by the Mukhyamantri Amrutum Yojana

The awards won by the Mukhyamantri Amrutum Yojana designed by the government of Gujarat are:

• SKOCH Awards for Smart Governance 2014
• CSI-Nihilent e-Governance Awards 2013-14
• Best Affordable Healthcare Initiative in the Healthcare summit 2016 at Jaipur
• “Gems of Digital” India Award
• “Best Accessible Healthcare Initiative” by ELETS

Mukhyamantri Amrutum Yojana network hospital list

A number of hospitals and dialysis centres, both public and private, are empanelled under the scheme. Here is a list of all such hospitals from where beneficiaries can enjoy coverage under the scheme.

This unique health insurance scheme will provide financial aid to all those individuals who could not afford to get treatments. Such people need not let their illnesses get worse thanks to the Mukhyamantri Amrutam Yojana by the government of Gujarat.