BOB Pre Approved Personal Loan

By | February 7, 2024

BOB Pre Approved Personal Loan Apply Online:If you are facing money related problem to meet your needs. Loans are also provided by many banks for this. Including SBI E-Mudra Loan Apply Online 2023. But in today’s article we are going to BOB Pre Approved Personal Loan. We will get detailed information about Apply Online.

BOB Pre Approved Personal Loan Apply Online

Article Name BOB Pre Approved Personal Loan Apply Online
Language of Article Gujarati and English
Bank Name Bank of Baroda
Type of loan Personal Loan
Processing Charges 2.00%     
interest rate Min 12.40 to Max 17.75%
Loan amount 50 thousand to 10 lakh
Official website https://www.bankofbaroda.in/

BOB Pre Approved Personal Loan Apply Online Features of

 

You will get instant personal loan loan amount can be from 50000 to 10 lakh. Bank of Baroda provides repayment facility of ₹ 50000 loan amount in 9 to 18 months and  10 lakh loan amount in 18 to 36 months.

Benefits of availing BOB Personal Loan

  • Paperless Process (પેપરલેસ પ્રક્રિયા)
  • NO Prepayment Charge(કોઈ પ્રીપેમેન્ટ શુલ્ક નથી)
  • Attractive Interest Rates(આકર્ષક વ્યાજ દરો)
  • Direct Disbursement(સીધું વિતરણ)

Age limit for availing personal loan

The minimum age limit of the applicant to avail the loan should be at least 21 years and the maximum age limit of the applicant to avail the loan should be between 60 years.

BOB Eligibility Criteria

  • Salaried persons
  • Self Employed
  • NRLS/SHG are not eligible
  • Applicant must be an account holder of Bank of Baroda

Documents required for availing loan

 

  • Aadhaar Card Link Mobile Number
  • Mobile number should be linked with Bank of Baroda account
  • Aadhaar Number
  • You should have Aadhaar Registered Mobile Number available. So that you can get OTP for E-Stamping and E Sign on it.
  • PAN Card
  • 6 months account statement
  • 2 years ITR e-filing for self employed

How to apply online?

  • To apply online personal loan in BOB, first go to the official website

https://www.bankofbaroda.in/

  • Then click on Loans option and then click on Parsonal Loan option
  • Now click on Baroda Parsonal Loan option
  • After this you click on Apply Now option.
  • Now all the information related to the loan will be clearly visible in front of you. Read all the information carefully
  • After this click on Process option.
  • Now the Application Form will open in front of you. Enter all the information asked in this form carefully. Finally click on Submit option.
  • As soon as you click on Submit option, your BOB Personal Loan Apply Online will be completely successful.
  • Thus your form will be filled successfully.

Important link

Link to apply for loan Click here
Home page Click here

FAQs: Frequently asked questions and answers

How much BOB Pre Approved Personal Loan can be availed?

Pre Approved Personal Loan from  50 thousand to  10 lakh can be availed through BOB.

Who is given BOB Pre Approved Personal Loan?

BOB Pre Approved Personal Loans are offered only to those who have a good CIBIL score. Also have good transactions with Bank of Baroda account. And you are an account holder of Bank of Baroda.

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