bank of india credit card Apply Online

By | April 15, 2024

Bank of India offers credit cards to individuals of Indian origin, non-resident Indians, and foreign nationals living in India for work. The card can be used at over 1.5 lakh merchant establishments in India, and cash can be withdrawn from over 9,000 ATMs across the country. The card also offers an interest-free credit period of up to 51 days, reward points on every purchase, and a billing cycle that runs from the 16th of the month to the 15th of the next month.

To be eligible for the card, applicants must:
  • Have a good CIBIL credit score
  • Have a steady income, which can be verified through salary slips and income tax returns
  • Have a gross annual income of at least 0.75 lakh rupees 
Documents required to apply for the card include:
  • Address proof
  • Passport
  • Driving license
  • Voter ID card
  • Identity proof
  • Bank statement
  • Income proof
  • PAN card
  • Passport size photo 

The card also offers a revolving credit facility, where cardholders only need to pay 10% of the bill amount on or before the due date, and will be charged interest at 1.70% per month on the outstanding 90% balance.

List of Bank of India Credit Cards

Here’s a list of various credit cards offered by Bank of India.

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  1. Bank of India Navy Classic Credit Card: Designed exclusively for the members of Indian Navy, Bank of India Navy Classic Credit Card will offer an ultimate cashless banking experience. Bank of India Navy Classic Credit Card will let you manage your finances with ease. This free for lifetime card also comes with a range of benefits and reward schemes.
  2. Bank of India Navy Gold Credit Card: Bank of India Navy Gold Credit Card is crafted to match the lifestyle requirements of top Navy officers and comes loaded with a line of customer-centric benefits. The cardholder will be eligible for exclusive privileges and enviable benefits including reward points and EMI options.
  3. Bank of India TAJ Premium Card: Conceived and crafted to complement the banking requirements of TAJ Group members, Bank of India TAJ Premium Card offers special privileges and convenient purchase offers. This credit card is free for lifetime and comes with affordable interest rates & high credit limits. This special credit card will be your key to living a high life.
  4. Bank of India Visa Gold Card: Designed for people who want to merge the ease of banking with hassle-free expense management, Bank of India Visa Gold Card makes your shopping experience more rewarding. Cardholders get the benefit of Visa programs and also gain access to exclusive privileges like EMI Conversion option, balance transfer facility, flexible credit limit and add-on card options.
  5. Bank of India Visa Gold Card International Card: Open up a whole new world of enriching services, enviable offers and convenient banking options with Bank of India Visa Gold Card International Card. Designed for globetrotters who want to save themselves the hassle of having to carry paper money, this credit card offers benefits like revolving credit, rewards program, insurance premium concession and enhanced purchase power.
  6. Bank of India Visa Platinum Privilege Card: Bank of India Visa Platinum Privilege Card is specially crafted to sheer banking convenience and customer-centric features. This credit card comes with benefits like flexible credit limits, add-on cards for immediate family members, cash withdrawal facility, concession on premium of medi-claim policy, EMI options with nominal interest rate and worldwide acceptance.
  7. Bank of India Credit Card for Pensioners: Bank of India Credit Card for Pensioners is designed to offer the maximum convenience for pensioners and because most of the pensioners are also senior citizens, this card offers customer-friendly benefits. With affordable interest rates, convenient EMI options, insurance premium discount and 24/7 helpline, customers will not only feel comfortable to use this credit card for purchase but will also be able to make the most out of the shopping and purchase experience.
  8. India Card – Bank of India: Bank of India – India Card is created by combining the essence of traditional Indian Banking with the advantages of modern, online banking. This card offers a wide range of customer-friendly benefits like balance transfer options, cash withdrawal facility, wide acceptance and nominal interest rates that makes it one of the most sought-after credit cards in the market.

Bank of India credit cards offer a wide array of benefits like affordable interest rates, EMI options, flexible tenure options and revolving credit facility. BOI Credit cards are tailor made to meet individual requirements and will duly cater to the financial and banking needs of people. Select a Bank of India credit card that suits your needs and elevate your purchase experience to a better level.

Features and Benefits of Bank of India Credit Card

The following advantages that come with Bank of India Credit Cards makes the credit cards very popular amongst all financial products in the banking industry.

To activate a Bank of India credit card through the bank’s website, you can:

  1. Register and log in with the Cust Id registered in the card and password
  2. Click on “Card Activation” under the “Requests” tab
  3. Select the card number
  4. Enter the OTP sent to the registered mobile number 
This is not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

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